Pay over time for as low as 0% APR*
Clear, transparent terms. Fair rates. No prepayment penalties.
0% APR Financing Available*
We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time.
Affordable Monthly Plans*
Pay for your order over 6, 12, 24 or 36 months at competitive interest rates as low as 0% APR*.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.
Checking your rate will not affect your credit score.
There’s no obligation to purchase when you prequalify for financing.
Financing costs us significantly more in fees than credit cards, so when you choose to finance, it cannot be combined with any other promotions, discounts or offers.
*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.